Like an iceberg, only a small part of the socio-economic costs of an earthquake disaster is visible. The hidden parts of this iceberg entail more risks and unpredictable and injurious effect. These can't include the collapse of the engeen of vitual economics activities various human and social damages and unemployment, that culminate in various social deviation and other subsequent damages. Number of casualties wounded and handicaps show only the apparent part of iceberg, showing serious part of disaster and can result in more cost but are not all of them. Outbreak of earthquake in Iran is decisive and using the economic mechanism and instrument as well as planning, strategies and approaches are necessary for confronting such a disaster. Hard and deep damages of the Bam earthquake, that was one of the most misfortunes in Iran and the word that mostly includes poverty unemployment and social problem are increasing, whereas policies and expedients, are all dispressd, non-deliberated and insufficient.

Reconstruction in Bam is exclusively considered as a physical work rather than a socio-economic issue. The opinion and willing of the survivors neither taken into consideration nor merged with expert opinion. Priorities in term of cost classification are not determined.

Despite Lake of financial shortages still there exists no officient or sufficient crisis management planning strategies and resource allocation